The first two options, as their name indicates, are fixed-rate loans. In the drop down area, you have the option of selecting a 30-year fixed-rate mortgage, 15-year fixed-rate mortgage or 5/1 ARM. Remember, your actual mortgage rate is based on a number of factors, including your credit score and debt-to-income ratio. If you don’t have an idea of what you’d qualify for, you can always put an estimated rate by using the current rate trends found on our site or on your lender’s mortgage page. Or, you can use the interest rate a potential lender gave you when you went through the pre-approval process or spoke with a mortgage broker. Mortgage Rateįor the mortgage rate box, you can see what you’d qualify for with our mortgage rates comparison tool. Your credit score and income are two additional factors that play a role in determining your mortgage rate and, therefore, your payments over time. Being able to make a sizable down payment improves your chances of qualifying for the best mortgage rates. In general, most homebuyers should aim to have 20% of their desired home price saved before applying for a mortgage. *The payment calculations above do not include property taxes, homeowners insurance and private mortgage insurance (PMI). The table below shows how the size of your down payment will affect your monthly mortgage payment. One common exemption includes, VA loans, which don’t require down payments, and FHA loans often allow as low as a 3% down payment (but do come with a version of mortgage insurance).Īdditionally, some lenders have programs offering mortgages with down payments as low as 3% to 5%. Many mortgage lenders generally expect a 20% down payment for a conventional loan with no private mortgage insurance (PMI). Next, divide by your monthly, pre-tax income. To calculate your DTI, add all your monthly debt payments, such as credit card debt, student loans, alimony or child support, auto loans and projected mortgage payments. Here’s the formula for calculating your DTI:ĭTI = Total Monthly Debt Payments ÷ Gross Monthly Income x 100 The higher the ratio, the less likely it is that you can afford the mortgage. This ratio helps your lender understand your financial capacity to pay your mortgage each month. This rule says that your mortgage payment shouldn’t go over 28% of your monthly pre-tax income and 36% of your total debt. One of the rules you may hear as a homebuyer is the 28/36 rule or the debt-to-income (DTI) rule. Home price, the first input for our calculator, is based on your income, monthly debt payment, credit score and down payment savings. Here’s a breakdown with an explanation of each factor and how it influences your payment. SmartAsset’s mortgage payment calculator considers four factors - your home price, down payment, mortgage interest rate and loan type - to estimate how much you will pay each month. Factors That Determine Your Mortgage Payment The numbers can always be adjusted later.įor a more detailed monthly payment calculation, click the dropdown for “Taxes, Insurance & HOA Fees.” Here, you can fill out the home location, annual property taxes, annual homeowners insurance and monthly HOA or condo fees, if applicable. Don’t worry if you don’t have exact numbers to work with - use your best guess. In the dropdown box, choose your loan term. There are three fields to fill in: home price, down payment and mortgage interest rate. The first step to determining what you’ll pay each month is providing background information about your prospective home and mortgage. N = Number of Monthly Payments for 30-Year Mortgage (30 * 12 = 360, etc.) How SmartAsset's Mortgage Payment Calculator Works P = Principal Amount (initial loan balance) Mortgage Payment Formulaįor those who want to know the math that goes into calculating a mortgage payment, we use the following formula to determine a monthly estimate: To find a financial advisor who serves your area, try our free online matching tool. You can also try our home affordability calculator if you’re not sure how much money you should budget for a new home.Ī financial advisor can aid you in planning for the purchase of a home. You can adjust the home price, down payment and mortgage terms to see how your monthly payment will change. SmartAsset’s mortgage calculator estimates your monthly mortgage payment, including your loan's principal, interest, taxes, homeowners insurance and private mortgage insurance (PMI).
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Auto image resize vbulletin 3.89/1/2023 If it still doesn't help then just insert the link. This will change soon and then it will be easier to insert a YouTube video. (If I don't show you a screenshot the engine browser engine will convert it to a video) You need to retype the code so it looks like the picturesīelow you can see I've retyped the code to look like this code in a screenshot. between the u and the b in the word youtube so it looks like this in the string of code. Where you see the word CODE that's where you would insert the letters and numbers in the YouTube URL address that you find after the = sign.Īlso note that YouTube messes with their code by putting a. Here's the code to correctly insert a YouTube video on this forum which at this time is running vBulletin 3.8.8Īnd here's the code for inserting a YouTube video minus the actual gobbledygook that tells your browser the address for the video Garage vBulletin Plugins by Drive Thru Online, Inc. Here's what the code looks like for the above YouTube URL It is not affiliated in any way with Porsche AG or Porsche Cars North America. Knowing how to use the Editor View is neccassary in order to insert a YouTube video so that your reader sees a YouTube Screen Shot from the video instead of just a line of code, like this,Ĭorrect code for inserting YouTube into vBulletin 3.8.8 Thus there's no way to show the coding in WYSIWYG mode except via a screenshot. The above picture is a screenshot because the browser code generating engine in the browswer converts the code to show the formatting. In the Editor View, here's what the above sentence looks like, This is in BOLD TEXT using Arial font size 4 Here's an example of how coding looks in the WYSIWYG mode. If none of this makes sense to you then you'll want to do some research into HTML coding which you can find all over the net. When you click on it - it toggles the view of your message box from WYSIWYG or what you see is what you get to Editor View which allows you to see the BB Code behind WYSIWYG. This is the button you want to look for in your browser Tux typing game online9/1/2023 Some experienced typists even have difficulty getting through the advanced levels. But you won’t really care so much about the appearance as you progress through to the more difficult levels and games. That way, you can see something different with each game that you try out. Conclusion It has a lot of unique-looking games with their own backdrops, effects, and sounds. You might be surprised by the languages you find in this desktop software. The main languages available include the following: Brazilian Portuguese, English, Bokmal, Armenian, Russian, Nepalese, Lithuanian, Jamaican, Swedish, French, German, Spanish, Danish, Czech. Some are major languages, while others are less popular languages. Several different languages are available in the software. However, the developers of the software have said they’re working on an update to allow you to add your own wordlists, so look out for that in the near future. There is no feature to modify the word lists of the Tux Typing app, so you have to use the word lists that were programmed into it. You will even be tested on which finger you use to type each letter. The various levels of difficulty will challenge you in typing complete words and letters of the alphabet. You can start out as a Space Cadet (easy) or go all the way up to Commander (hard). When you go to the main menu of the Tux Typing program, it lets you choose a level of difficulty. The faster you go, the more words that you save from getting eaten by Tux. Once a word is typed out completely, it disappears before hitting the ground. As words drop down from the sky up above, the user must type out these words before they hit the ground. He is synonymous with the penguin logo of the Linux operating system. Tux is the main character of the software. There is an application called Tux Typing that makes typing fun for children to learn. It is easier to teach children when you make lessons fun and exciting. Rain totals today near me8/31/2023 NWS Precipitation Image overlays are provided by the National Weather Service. USGS rain-gage data shown in the table are available at Water Data for the Nation : Current Illinois Precipitation
Ny statistics raw data set8/31/2023 For example, timestamp or amount of cookie occurrences or analysis of data points can be used within the scoring system to detect fraud or to make sure that a message receiver is not a bot (so-called Non-Human Traffic ). Raw data can be used as source data for an anti-fraud algorithm. It’s a piece of good source information to be included in the planning stage of research, during prediction or to test on the final. There are multiple areas, where raw data can be used. sport apps users) and which attributes are the most important for you (e.g. You can define what types of data are you looking for (e.g. It will help you receive information about mobile users and target them in personalized campaigns. Mobile Apps Data Stream is a raw data gathered from mobile apps. If you want to look deeper into user profiles, you can choose raw data with data points - here you can check users’ online activities and make your own big data analysis to assign profiles to segments of interests or intentions. If you want to know more about user interests and purchase intentions, you can choose the desktop raw data stream with list of segments assigned to the user profile. See how the raw data looks like: Desktop Data Stream It is a great source for data scientists to build custom segments for targeting online campaigns or to make analysis based on audience data. Both of them include digital information about users' behavior and device. There are two types of provided raw data streams: Mobile Apps Data Stream and Desktop Data Stream. Is a set of information about particular URL that was visited. This data is more customizable, so it allows to get more precise information about users, like specific set of interests. Is a combo of both previous data formats but per particular Data Points. Included segments belong to the client and represent specific characteristics of web page visitor’s, like interests or demographic data. In Segment format encoded user ID and segment IDs are shared. Number of Data Point occurrences - it shows how many events, such as opening a website or clicking in specific link, was generated by users.Ģ. Each has corresponding attributes, based on the chosen data to be received. Read more about opportunities that Data Stream service can give your company.ĭata Stream and raw data itself can be provided in various formats. This service was deployed to deliver data as a result of cross-functional cooperation of integrated marketing systems, such as Demand Side Platform (DSP), Supply Side Platform (SSP) and data provider (DMP). Raw data is a source of information for Data Stream service, which we offer. It is advised to have data scientists among your company staff to be able to fully receive the benefits that raw data gives. DMP includes over 27 billions of user profiles. Various DMP providers offer different volume of data profiles, e.g. The integration is possible within the data provider, e.g, by using Data Management Platform (DMP).ĭMP uses AI algorithms and to match raw data with 3rd party data profiles available on the platform. Usually, it’s a bunch of code, like user cookie for example, which doesn’t bring much information, but when this data is integrated with appropriate user profiles, it is really helpful for marketers or business analysts. Worth to admit that raw data as is, without being processed by algorithms, isn’t very useful. Thanks to this information marketers can easily create personalized online campaigns and reach target users with accurate message in the right time. This information is gathered out of online sources to deliver deep insight into users’ online behavior. Raw data is a set of information that was delivered from a certain data entity to the data provider and hasn’t been processed yet by machine nor human. Let’s take a look at what is raw data and how to effectively use it thanks to data technologies. As Forbes article says, “ 2.5 quintillion bytes of data flooding out online every day at our pace, but that pace is accelerating with the growth of the Internet.” So these quintillions of data must be organized and profitably used. Our digital world is full of raw, unstructured data and technologies that base on information are available to use for any marketing goal. We live in the age of machine learning technology, AI solutions, and digital information. First party data enrichment - how to know more about your customers.Audience Data Enrichment - how to easily personalize your ads. Darkest dungeon crusader8/31/2023 Holy Lance 1 (X,X,-,- X,X,-,- enemy) -> MELEE DMG 7-10 CRIT 10% CD 1 SELF: forward 1, daze TARGET: combo (75%), 1 vulnerable (75%), +25% DMG if undead (cadaver) Stunning Blow 1 (-,-,X,X - X,X,-,- enemy) -> MELEE DMG 3-5 CRIT 5% TARGET: daze (100%), stun if combo (50%), +20% DMG if undead (cadaver) Zealous Accusation 2 (-,-,X,X - X+X,-,- enemy) -> RANGED DMG 3-4 CRIT 5% TARGET: combo (33%), +25% DMG if undead (cadaver) Zealous Accusation 1 (-,-,X,X - X+X,-,- enemy) -> RANGED DMG 2-3 CRIT 5% TARGET: combo (20%), +20% DMG if undead (cadaver) Smite 2 (-,-,X,X - X,X,-,- enemy) -> MELEE DMG 7-9 CRIT 10% SELF: if combo-hit get 2 protection TARGET: +33% DMG if undead (cadaver) Weak points: backline enemies, slow, limited skills if moved backwards, hard to come back to frontline, initial cooldowns for support skills, self-buff skills restrained to rank 1Ĭombat start: get 1 protection if HP MELEE DMG 5-7 CRIT 5% SELF: if combo-hit get 1 protection TARGET: +25% DMG if undead (cadaver) Strong points: medium-good damage (potentially very high with the right setup), great tankiness, support skills usable from any rank, torch increases I don't know how (un)balanced the Crusader would be with these numbers as I don't have a way to test apart from pure theory,this is mainly for fun but I tried to be serious. He was my personal favourite hero in DD1 and I really want him back, my hope is that he returns with the official release of the game, as of now I think that we need a new hero for the backline more than a frontline one. I decided to make a complete set of stats, skills and paths for how I imagine Reynauld in Darkest Dungeon 2. You can find mods for the game on Steam Workshop and .Īn overview of the game's patch notes can be found here. You will be banned without warning.īrowse our Wiki here r/darkestdungeon/wiki/index Be polite to other users.ĭo not beg or ask for game keys, nor share links to pirate the game. No rudeness, trolling, or inciting reactions, and no hate speech. Give credit when posting an artist's work, or post the source you got it from. Spoiler policy here.ĭo not post NSFW content. Tag memes and spoilers appropriately, using the flair/spoiler buttons. Videos of other content (speedpaint, cosplay, trailer, etc.) are fine to be posted as links. They must be part of a text post with additional information as to why we should watch that video or stream. Addtionally please refrain from submitting low effort and commonly reposted content such as: conflicting quirks, Dismas holding his head, pictures of lots of loot, blurry screenshots, Full list of examples can be find hereĭo not submit Youtube gameplay videos or Twitch streams as a link post. Tangential relatedness, or passing something as DD content just because of title or simple caption is not enough. You can see extended explanations of the below rules here. But in these grim situations arises the opportunity for true skill and heroism!"īe mindful of reddiquette and the rules of Reddit. You will have to tend to characters’ spirits as much as you do their Hit Points. You must manage a team of flawed heroes through the horrors of being 500 feet underground while fighting unimaginable foes, famine, disease, and the encroaching dark. "Darkest Dungeon is a hard-core RPG about the stresses of dungeon crawling. Filter PostsĬlick here to read comments made by Red Hook developers! Official sites The fourth DLC, The Butcher's Circus, adding PvP released on the 28th of May, 2020.ĭarkest Dungeon 2 is available on PC. The third DLC, Color of Madness, released on 19th of June 2018. The second DLC, The Shieldbreaker, released on 26th of October 2017. The first DLC, The Crimson Court, released on 19th of June 2017. Welcome to the official subreddit for the games Darkest Dungeon 1 & 2!ĭarkest Dungeon is available for PC, Mac, Linux, PS4, PSVita, iPad and Nintendo Switch! A peculiar case such as this that links to the engine itself should not be taken lightly, however, in this scenario, just a quality car service might be enough to get your AC up and running. Paying attention to the little details can sometimes prove to be essential in getting to the bottom of a problem. This in turn causes a drop in the air conditioner’s capacity to work normally and produces a low cooling effect especially when the RPM drops. As the engine is not performing ideally, it isn’t able to deliver the adequate amount of energy to the AC system as is needed. Overheating EngineĪn overheating engine is known to bring a host of problems, one of them can be a reduction in cooling. A halt in cooling while idling can possibly be due to a blown fuse or broken fans caused by the debris strike. If you find yourself idling without proper cooling after a particularly windy day, it could indicate damage to the air conditioning system. Issues of this nature that are caused by foreign objects can have a number of adverse effects on the system and should be handled by experts with proper inspection. Obstructions in the condenser or breakage of the cooling fans are among the two big problems caused by the debris. A broken condenser might malfunction when there is a cut back in power as when the car is idling or running the AC purely on the battery.Ĭontaminant or any kind of debris entering into the system is a common problem for car ACs as they are located at the front of the vehicle. If the condenser has gone bad, it will not be able to process the freon and produce cool air. It works to turn the freon gases back into liquid form. The condenser is primarily responsible for ensuring cool air from the AC vents. If the car is moving, the air conditioning system will not require a secondary cooler. Your car AC relies heavily on the motor fans to circulate the flow of freon when the car is at rest. If your car ac pauses the flow of air when idling but turns back on when you begin to move, the first place you should turn your eyes is the motor fans. This is another reason for a car AC not blowing cold when idling. A standstill engine combined with a low amount of freon will render the compressor unable to circulate enough refrigerant both due to low power and low freon. The compressor circulates freon in the AC system to cool the cabin and it is able to do it best when the vehicle is in motion due to the amount of power it is able to draw from the engine. You may also notice a similar drop in cooling from a leak when idling. A significant drop in the refrigerant levels is usually caused by a leak and it can be actually noticed assessing a sharp decline in the cooling performance. Rekstad oddmar8/31/2023 Each of the 24 stages also hides three hidden talismans and a secret fourth talisman that can be obtained by completing an additional challenge. While most of the gameplay consists of running, jumping and attacking, you also have access to several weapons, which you can purchase by trading in the triangles you collect. The game has a gorgeous, almost hand-drawn art style that is reminiscent of other platformers like Rayman Legends. This leads him on a quest to Valhalla to save not only his village, but possibly the world. Returning to his village, he finds his fellow Vikings slowly disappearing off to Valhalla While dreaming one night, he’s visited by a fairy who leaves him a magic mushroom that gives him the ability to grow mushrooms everywhere. Oddmar is the titular Viking of this game. But the simple fact that it provides such a pristine bite-sized example of the format is impressive enough. Of course, the game finds itself in a significantly more competitive field now that it’s on the eShop, which lays bare the lack of anything genuinely new or exciting about it. Its cartoon-Norse universe is richly drawn and beautifully animated, while its classic 2D platforming is sharply executed. FAIRY TAIL Switch NSPĪside from its compact size and some overwritten (but nonetheless beautifully-rendered) story scenes, there really isn’t much to fault with Oddmar. All of these are flat-out better games than Oddmar, and we’d hazard a guess that at least a couple of them directly influenced its development. Shantae: Half-Genie Hero, Rayman Legends: Definitive Edition, and Donkey Kong Country: Tropical Freeze spring to mind off the top of our heads. Our main qualm in all this is that the Switch isn’t exactly short of bright, characterful 2D platformers. These palate cleansers cast you as a plaything for the Norse Gods, who chase and prod you through otherworldly obstacle courses. Occasionally, you’ll encounter optional bonus levels, accessed through a deep whiff of a suspiciously potent purple gas. There are several delightful variations on the classic moving/temporary platform theme. You’ll also get to ride fantastical creatures now and then Another level contains snaking vines that simultaneously provide a threat and a means of escape. One particular standout is a series of balloon rides through spike-filled airspace, requiring you to chop away ballast to adjust your altitude. Otherwise, most of the variation here comes from the level layouts, which contain some delightful touches. New weapons grant new bonus attacks, which is one of the ways the game keeps things interesting. There’s a currency to be collected, which can be spent on new weapons and shields at the merchant that crops up periodically. Virtually all levels will see you running from left to right, jumping on enemy heads or slashing them with your bladed weapons. There are no real surprises in how this is achieved. Paw patrol chase x skye8/31/2023 Sweetie: (Slightly Groaning) I think my legs are broken, but I will be fine, you must stop Swift.Ĭhase and Swift then charged at each other and Chase tried to take out Swift by some of his Pup-Fu Moves, but Swift blocked every single one of Chase's attacks, and Swift hit Chase with the Chain and Chase collapsed down.īut then as Swift was about to finish Chase, Chase tackled Swift with his back legs and then kicked Swift into a wall.Ĭhase then started to get some really good punches on Swift, but Swift then sprayed something in Chase's eyes that made him blind temporarily. So, Swift decided to focus one Pup at a time, and the First one he went after was Sweetie, Sweetie tried to knock Swift off of his feet by her stick, but Swift avoided her attack, and instead, he hit Sweetie on her legs with a Chain from his Pup-Pack, and Sweetie couldn't get Up. But Chase and Sweetie were starting to get the Upper paw for a while, and Swift was starting to get a bit tired from the fighting and Swift also Knew that he was in a 2 on 1 Disadvantage as well. Sweetie: Just a Pup that is going to kick your ass!Ĭhase and Sweetie then charged at Swift, and this time, Chase was better prepared, thanks to Sweetie, Chase had some sticks from his Pup-Pack that he could defend himself with, and so did Sweetie, but Swift also came prepared, and he had some weapons in his own Pup-Pack as Well, and some of those weapons were quite dangerous. Swift was also surprised to see a White Terrier Canine on Chase's Side. Skye: Chase, Your here! (Happy, and then Sees Sweetie) Wait, why is Sweetie here!?Ĭhase: Don't worry, she is only here to help us, she is not going to do anything.Ĭhase and Sweetie were almost attacked by Swift, but they ducked out of the way at the last second. 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